As difficult as cybercrime is to prosecute, you can take steps to protect yourself. Here are 3 HELPFUL WAYS to prevent cybercriminals from compromising your sensitive information:
- Place a security freeze on your credit file. This will prevent identity thieves from opening accounts under your name. Note: You can freeze your file at the three U.S. credit bureaus—Experian, TransUnion, and Equifax—for free, but you must call each one individually. It’s best to use an all-in-one service like Credit Block™, which freezes and unfreezes your credit profile promptly, with unlimited changes or requests.
- Pay with a credit card. When making purchases online or when paying at a restaurant or bar, use a credit card, not a debit card. You can dispute fraudulent charges on a credit card, but if your debit card is compromised, thieves can gain access to your account balance—stealing up to $500.
- Read privacy statements. Before entering sensitive information into an app or website, read the privacy statement—and learn what the company plans to do with your data.
If COVID-19 and the current economic downturn have left your credit and finances in disarray, the last thing you need is to fall victim to cybercrime. Regal Credit Management can protect you and your credit from cybercriminals. Contact Regal today for more information.