CreditBuild moves you toward better credit in 60 days.

How CreditBuild Works

CreditBuild helps you establish a credit profile that sets you up for success—whether you’re buying a home, relocating from abroad, financing a tour, or securing new lines of credit.

Credit Analysis

Our Credit Management Professionals deliver a personalized credit file analysis.

Strategy Development

Our team creates a tailored credit-building plan and opens qualifying credit accounts designed to strengthen your credit profile.

Monitoring & Optimization

Receive reliable credit reports to track your progress and stay on top of your goals.

Implementation

Utilizing all these proven techniques will establish positive credit history. We’ll also provide ongoing credit maintenance and education.

Expert Credit Management could save you millions

High-net-worth individuals often assume wealth means great credit, but that’s not always true. Regal Credit helps you proactively strengthen and manage your credit profile so it’s better positioned to support major milestones and investments.

Over time, a high-net-worth individual with average credit may pay millions more over their lifetime in interest compared to someone with excellent credit. Our experts provide personalized credit guidance to help you make better informed decisions for a robust financial future.

95% Success Rate

A+ Average Rating

Before vs After (Our Average Client)

See the transformation timeline of our credit building process

Before

0 Average Starting Score

Starting point challenges

  • Low or no credit history
  • Limited credit options
  • High interest rates
  • Difficulty getting approved

After

740 Average Final Score

Starting point challenges

  • Strong credit history established
  • Access to better credit options
  • Lower interest rates
  • Easy approval for loans

We provide ongoing credit maintenance and education

Although improving your credit can take time, we’re committed to guiding you every step of the way.

Our experts keep you informed about where your credit profile stands so that you can move forward with confidence.

Understanding Credit Factors and Ideal Targets

We analyze and optimize each component of your credit score

Payment History (Higher is better)

35% Weight in credit score calculation
99–100% on time

Amounts Owed / Utilization (Lower is better)

30% Weight in credit score calculation
<10% utilization

Length of Credit (Higher is better)

15% Weight in credit score calculation
≥7–10 years

Credit Mix (Multiple types)

10% Weight in credit score calculation
5–7 total accounts

New Credit / Inquiries (Lower is better)

10% Weight in credit score calculation
Few inquiries

Understanding Credit Factors and Ideal Targets

We analyze and optimize each component of your credit score

Payment History (Higher is better)

  • 99–100% on time
  • 35% Weight in credit score calculation

Amounts Owed / Utilization (Lower is better)

  • <10% utilization
  • 30% Weight in credit score calculation

Length of Credit (Higher is better)

  • >7–10 years
  • 15% Weight in credit score calculation

Credit Mix (Multiple types)

  • 5–7 total accounts
  • 10% Weight in credit score calculation

New Credit / Inquiries (Higher is better)

  • Few inquiries
  • 10% Weight in credit score calculation

Get started with CreditBuild today

Join thousands of satisfied customers who have improved their credit scores with our proven strategies.