In today’s world, where identity theft is increasingly common, choosing the right protection service is crucial. While you may be familiar with LifeLock, one of the most well-known names in identity protection, it’s time to take a closer look. LifeLock alerts you after a breach, but by then, the damage is already done.
At Regal Credit, we believe Credit Block offers a smarter, more proactive solution, and here’s why.
It’s Already Too Late with LifeLock
LifeLock promises to alert you when something suspicious happens with your credit, but the reality is that by the time you receive that notification, your identity has often already been used for fraudulent purposes. Fraudsters could have opened new accounts, racked up charges, or even filed fake tax returns in your name. At that point, the responsibility for cleaning up the mess largely falls on you.
This isn’t just a quick fix. In fact, resolving identity theft could take months. According to the Federal Trade Commission, recovering from identity theft can take up to 200 hours of work—time spent calling creditors, disputing charges, freezing accounts, and working with credit bureaus. That’s not counting the emotional toll or lost wages for the time taken off work to handle the situation.
The High Cost of False Promises
LifeLock has positioned itself as a reliable guard against identity theft, but even its former CEO couldn’t avoid its pitfalls. Todd Davis, LifeLock’s CEO, famously shared his Social Security number to showcase the company’s confidence—only to have his identity stolen 13 times. This incident highlights the core issue with LifeLock: it’s not a preventative service, it’s reactive.
Moreover, LifeLock relies on third-party data sources like Equifax, which itself suffered a major breach in 2017, exposing millions of individuals’ personal information. Adding to this, LifeLock has been fined $100 million by the FTC for false advertising and failing to adequately protect its customers.
How Credit Block Does It Differently
At Regal Credit, we don’t wait until it’s too late to notify you of a breach—we take action to prevent unauthorized access to your credit before it happens. Here’s why Credit Block stands out:
1. Proactive Prevention
While LifeLock may alert you to a problem, Credit Block ensures your credit is fully locked down unless you authorize access. This stops fraudsters from opening new accounts in your name, so you aren’t left dealing with the fallout.
2. Real Human Oversight
Unlike services that rely solely on algorithms, Credit Block employs Certified FICO professionals to monitor your credit activity. With human oversight, potential issues are spotted and addressed quickly, giving you expert protection.
3. Military-Grade Encryption
We safeguard your personal and financial data with military-grade encryption, far exceeding the security standards of most services. Even if someone attempts to access your information, it’s out of reach.
4. Comprehensive Fraud Recovery
If a breach does occur, Credit Block doesn’t just hand you an insurance policy and a phone number for creditors. We work directly with you to resolve the fraud, ensuring your credit and identity are restored as quickly as possible.
Don’t Wait Until It’s Too Late
Identity theft is a growing problem, and the consequences can be long-lasting. By the time LifeLock notifies you of a breach, you’re already dealing with the difficult, time-consuming process of restoring your identity. Credit Block offers proactive protection that prevents fraud before it happens, giving you peace of mind knowing your credit is secure.
Ready to take control of your credit? Contact Regal Credit Management today to learn how Credit Block can protect you from identity theft before it’s too late.
Sources:
How Long Does It Take To Recover From Identity Theft? | Aura
Steps to Recover from Identity Theft | Identity Secure
How Long Does It Take To Correct Identity Theft? | Allstate Identity Protection